Mortgages and Loans - CT Banking Agreement – Through an agreement made between the State of Connecticut and most of CT’s banks and lending institutions there will be a, 90-day grace period for all mortgage payments, relief from fees and charges for 90 days, no new foreclosures for 60 days and none of this will impact your credit score. You must contact your financial institution to access this relief. You can contact the Connecticut Department of Banking for additional information. https://portal.ct.gov/DOB/Consumer/Consumer-Help/COVID-19-Mortgage-Relief
Insurance premium relief - Governor Lamont issued an Executive Order that created 60-Day Grace Period for Premium Payments, Policy Cancellations and Non-Renewals of Insurance Policies through June 1st. In order to access this relief, you need to contact your provider and inform that you are experiencing hardship due to COVID 19. https://portal.ct.gov/CID/News-Releases/Press-Releases/Press-Releases-20200402B
Rent - Governor Lamont’s order – Executive Order No. 7X – includes a provision taking the following actions to protect residential renters during the public health crisis:
All landlords are prohibited from issuing a notice to quit or beginning eviction proceedings before July 1, 2020, except for serious nuisance, such as physically harming another tenant or the landlord. For rent due in April 2020, landlords must grant tenants an automatic, 60-day grace period for payment, instead of the existing 9-day grace period.
For rent due in May 2020, landlords must grant a 60-day grace period for payment upon the request of tenants. Under this provision, a tenant must to notify the landlord that they have lost a job, lost hours, or otherwise lost revenue or faced significant increased expenses as a result of the COVID-19 pandemic.
If a tenant has a paid security deposit of more than one month’s rent, the tenant can apply all or part of that excess to April, May, or June rent. Under this provision, the tenant must notify the landlord that they have lost a job, lost hours, or otherwise lost revenue or faced significant increased expenses as a result of the COVID-19 pandemic. https://portal.ct.gov/Coronavirus/Information-For/Homeowners-and-Renters
Utilities - Connecticut’s Public Utilities Regulatory Authority (PURA) has suspended any shutoffs for both residential and non-residential customers until at least May 1. You can find more information on PURA’s website here https://portal.ct.gov/PURA/Press-Releases/2020/Expand-Scope-of-Investigation-from-COVID-19
Now it is important to note that these bills aren’t forgiven, but at least these measures provide some short term relief.